However, APS members who leave British Airways and draw all their pension. The Registration Code and the Personal Identification Code is provided by the Pension Service Centre. mybapension. mybapension. The LTA is currently c£1. You can retire and draw a reduced pension before your Normal Retirement Age - from age 50. mybapension. The Government gives. The informant will need your pension reference number when calling the team. The investment objective for the MPF is reviewed. Download and print the. In 2001, Gov. = £104,000. Hover over or click on the individual bars to see the interest rate for each specific month: For example, if you had an EBF balance of £1,000 on 1 April and the total monthly rate for each of the following 12 months was 0. Please use the online ‘ Contact us ’ form to request a CETV quotation, or call us on 020 8538 2100 (9am to 1pm, Monday to Friday). Search APS: mybapension online. The PSTR number is 00302323RH. The Government raised the minimum. Claer Barrett,. It is the member’s responsibility to assess whether they are affected by the tapered AA and to calculate the amount of their reduced AA. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. On this page are details of former colleagues who have recently passed away. Welcome to My NHS Pension. Click here to read the most recent obituaries. At Normal Retirement Age. 17. Four of the Trustee Directors are appointed by British Airways as Employer Nominated Directors (ENDs). You will also need your Member Number, a Registration Code and Personal Identification Code. I am a spouse/partner or dependent of a member of NAPS. The LTA is currently c£1. marital status and relationship data, including the full name, date of birth, contact details and relationship to your proposed beneficiaries. The AA for your defined benefit (DB) pension savings, such as your APS pension, will also be reduced to £50,000. Carry on paying into your BA pension. The informant will need your pension reference number when calling the team. PO Box 2074. or the Trustee at the following address: British Airways Pensions. mybapension. mybapension. mybapension. 19. You will then need to register and confirm your details. MND Neil Blackburn’s term came to an end on 30 September 2021. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). From then on your pension will be paid at the end of every month into your chosen bank or building society account. Our 2021 Annual Report and Financial Statements now available. I will work beyond Normal Retirement Age. If you have a deferred pension in NAPS, this is due to be paid from your Normal Retirement Age (NRA) ( Plan 60 or Plan 65 ). Alternatively, AVCs can be used to buy extra pension, either from BA Pensions. Get a pension estimate instantly. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). There is no provision under the Scheme rules to cancel your opt out instruction once it. Click here to read the most recent obituaries. Please quote your pension number (which is the same as your old BA staff number) in all correspondence. 56% interest. L69 2YL. mybapension. If you no longer have this, please call the Pensions Team on 020 8538 2100 (9am to 1pm, Monday-Friday). If you are in Plan 60, half the potential service to age 60 would be included in the calculation of your ill health pension. Our Absent Friends page includes details of former colleagues who have recently died. = £120,000. You get: a 'Post 2007' service pension worked out as 1/60 of your pay at retirement for every year of Pensionable Service in Plan 60 between 1 April 2007 and 30 September 2010, plus 1/75 of your pay for every. Currently AVCs can be taken as part of the maximum tax-free lump sum of up to 25% of the available Lifetime Allowance. 17. Alternatively, contact BA Pensions for a provisional quote at any time. gov registration process, which includes setting up an email and password for future logins. Your contributions are deducted automatically from your monthly. The full Trustee Board meets at least four times a year, and the sub-committees also convene regularly during the year. ”. Please visit the Government’s website for the. The two conditions are applied in order and, if neither condition is met, any statutory right you may have to transfer is removed and. Your BA pension is only part of the income you will receive on retirement. Send a message via ' Contact us '. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Pensions for state employees and teachers have been a wrench in the gears of Pennsylvania government for decades. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Assets held by Naps covered only 87. If your NAPS membership ended after 31 March 2007 you will be entitled to a pension for pre 2007 service and a pension for post 2007 service. mybapension. Your NAPS deferred pension statement – NAPS is closing to further pension build-up on 31 March 2018. If you are currently paying lower contributions to build your pension up at the lower rate of 1/83, this portion of your pension will be calculated using the 1/83 build-up rate. Call us on: 020 8538 2100 Fax us on: 020 8538 2190. mybapension. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The information on this site describes the benefits and options available from Part 6 of the Airways Pension Scheme. Call us on: 020 8538 2100 Fax us on: 020 8538 2190. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). From then on your pension will be paid at the end of every month into your chosen bank or building society account. mybapension. This site is for active, retired and deferred members of the Airways Pension Scheme ( APS ). The TCFD developed a framework to help public companies and other organisations disclose climate-related risks and opportunities. You can access your pension statements, modeller, payslips and more online. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Your basic pension = (your Pensionable Service x your Retiring Pay) divided by 52 build-up rate ( Flying Staff) or by 56 build-up rate (Ground Staff). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Defined Contribution Members. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Telephone +44 (0) 203 691 3215. We would like to show you a description here but the site won’t allow us. mybapension. The first payment is made at the end of the month after the month you retire. 50% (Flying Staff) of your Pensionable Pay. 00%. This can be found at the top of any personal communications we have sent to you. com. The PSTR number is 00302323RH. This is currently paid tax-free. Please use the online ‘ Contact us ’ form to request a CETV quotation, or call us on 020 8538 2100 (9am to 1pm, Monday to Friday). You have choices, so decide for yourself what your. mybapension. mybapension. Write to us at: British Airways Pensions. So if you retire on 11 August, your first payment will be on 30 September and will include pension for the period 11 August to 30 September. More than £4 billion of pensioner benefits insured. 4 billion). mybapension. News articles are published on the APS and NAPS websites. You can register for online communications at any time by clicking the 'Register' button, then following the on-screen instructions. I left before 1 April 2007. If you have a tax query, please call the tax office on 0300 200 3300 or write to: PAYE. This brings the total 2023 pension increase for eligible pensions to 12. The lump sum is broadly the difference between benefits you have received, if any, and your contributions plus interest. 33 billion). New myPension Features. If you have a single pension entitlement with us, your pension reference number will usually be your six-digit BA staff number preceded by “1”, for example if your staff number is 097132, your pension reference would usually be 1097132. May 24, 2018. This can be found at the top of any personal communications we have sent to you. mybapension. Login to Mybapension Online to use the online pension modeller to view your pension and lump sum options at different retirement ages. PO Box 2074. My deferred pension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Liverpool. To book a place, contact Vanessa Rowley or Kasia Ambrose on 020 3691 3215 or email: membership@ba. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. Aviva also offers mandatory and voluntary Scheme pays options. The Corporate Trustee. We offer three AVC investment funds: The Equity Biased Fund (EBF) The Short-dated Gilts Fund (SGF) The Mixed Portfolio Fund (MPF) You can divide your AVCs between any of these funds. NAPS factor changes from 1 April 2020. It has a global traffic rank of #2510553 in the world. mybapension. If you elected to stop paying contributions and. You can find more information about the MPAA on the HMRC website. L69 2YL. com is for staff who. 07m and will still apply in most cases if you draw a pension before 6 April 2023 . You can register for online communications at any time by clicking the ' Register ' button, then following the on-screen instructions. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). 8 Castle Street. Address changes can also be accepted in writing with a signature (our address is on the Contact us page). Alternatively, the informant can fill in our ' Death notification. You can read the full report here. If you would like us to publish an obituary or eulogy for a former colleague, please send it to us. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). We provide useful resources and technical information about the Scheme, such as the Member Handbooks and leaflets, The Trust Deed and Rules of the Scheme, as well as NAPS valuation reports, Annual Report & Financial Statements, and documents on the Responsible Investment page which provide information about how the Trustee and. With this rate you pay the same Scheme contributions that you would pay for the standard 1/75 build-up rate but BA then covers the cost of the additional employer’s National Insurance Contributions (NICs), currently 3. More about defined contribution schemes. 20 x £6,000 p. If you have a defined contribution pension scheme, you can usually access your pension savings from age 55. The Scheme is responsible for paying any increases due on your GMP until you reach your GMP age. Was this page useful? mybapension. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). They are: The Stock: The pile of facedown cards in the upper left corner. Scheme documents. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. British Airways Pension Plan (BAPP) BA introduced BAPP for its existing employees on 1 April 2018. The Glossary contains definitions of all the technical terms used on this website. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). If you have a general pension question, you may find the answer to your query on the ‘ FAQs ’ page. 17. The individual statements will show the new rate of. Pensions with Lifetime Allowance values between £10,000 and £30,000. The investment objective for the MPF is reviewed. mybapension. For example, if you work on a TPT basis for five months, working 80% of your normal, full-time hours, and then return to full-time working for the next seven months, your pensionable service for the year would be: 5 months x 80% = 4 months. AVC-only transfer options . Your Dependent children can receive allowances on your death. 50%. com is 2 decades 6 months old. Ontdek hoe eenvoudig het is in onze tutorial! Check uw pensioendatum. If you have not yet registered and have lost your registration letter please contact BA pensions on 020 8538 2100 to request a duplicate to be sent to you in the post. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Additional Voluntary Contributions (AVCs) You can save AVCs on top of your basic Scheme pension and they are a tax-efficient way of saving for extra pension or lump sum benefits when you retire. Information about the Scheme, pension guidance, and accessing your pension details. If you do not have a user ID, you can request one from your NHS Pensions contact. You can. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Your deferred pension is worked out at date of leaving as a percentage of your salary, based on the years, months and days that you've been a member of the Scheme (your Pensionable Service ), adjusted for any changes in your BA occupations prior to 1 April 2007 (such as a move from Flying Staff to Ground Staff), plus. mybapension. Cost of living support. mybapension. mybapension. mybapension. mybapension. If you have registered for online communications you can submit your Notice of Wish directly to the Pensions team by logging into Mybapension online and filling in the online Notice of Wish. If you have not yet registered and have lost your registration letter please contact BA pensions on 020 8538 2100 to request a duplicate to be sent to you in the post. As an illustration, at age 60, the amount of tax-free lump sum available for every £1 of pension exchanged could be around 21% higher. Our 2021 Annual Report and Financial Statements now available. As the settlement has been approved, we expect to make payment of the arrears payable backdated to 6 April 2019 with your pension payment in December 2019. In other words, if you choose to draw your pension on or after 1 October 2023, you will need to exchange less of your pension when taking a tax-free lump sum. Call us on: 020 8538 2100 Fax us on: 020 8538 2190. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New. You can choose to use it all to provide a monthly income, take part of it as a lump sum on retirement or transfer out to an external provider. The Pension Schemes Act 2021 introduces two new conditions that must be met before a transfer can be paid from a defined benefit pension scheme, such as APS or NAPS, to another UK or overseas pension arrangement. If you plan to work beyond your Normal Retirement Age you will automatically continue paying contributions to the Scheme. It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. mybapension. I'm changing jobs. =. our website: . I have two BA pensions. Cost of living support. indd 2 22/08/23 3:43 PMUsing a Chrome or Edge browser, navigate to the MyPBA homepage screen and then click on the “My 1099 form (s)” icon. com is a site for staff who joined British Airways before 1 April 2003 and are members of the Airways Pension Scheme (APS) or the New Airways Pension Scheme. mybapension. 6% and for NAPS it will be 5%. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). MND Neil Blackburn’s term came to an end on 30 September 2021. You can contact the General Counsel at British Airways Pension Services Ltd. December 2021 Page 3 of 6 British Airways Pensions Divorce debits that are effective on or after 6 April 2014 may affect any Lifetime Allowance Individual Protection (IP14 - or IP16 from April 2016) that the member may have obtained from HM Revenue & Customs (HMRC). You can do this by logging in to Mybapension online. Your pension will increase each year in line with the rate specified within the Government’s Pension Increase (Review) Orders issued by HM Treasury. October 2019. 75%. This means that the value of your investment can go down as well as up depending on the performance of the stock market in future years. The report covers issues around governance, funding, investment and administration, as well as important events between the year-end and publication date. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The informant will need your pension reference number when calling the team. Or, if you take a lump sum, the LTA value would be the cash value of your lump sum plus 20 times your remaining annual pension: lump sum of £20,000 plus 20 x £4,200 p. We will provide full details of the payments and individual statements to all eligible members when payment is made in December. Write to us at: British Airways Pensions. mybapension. After that we will only provide a pay slip if the amount you will receive changes by more than £0. To arrange an additional dependant's pension, you must contact BA Pensions before your pension starts (at retirement or if you take Flexible Retirement ). The Government increased the minimum age for early retirement to age 55 from April 2010. You may need to check with your building society for the correct details to provide. If you have a tax query, please call the tax office on 0300 200 3300 or write to:The first payment is made at the end of the month after the month you retire. The monthly contribution you make includes a 1. The Annual Allowance (AA) is the maximum amount by which your pension savings, including any AVCs, can increase in any year without incurring a tax charge. PO Box 2074. 1% of the Band Earnings. These increases apply to any elements of your pension that qualify for yearly increases under the Scheme Rules. You can take your benefits any time from age 55 if you wish. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). com. This form is now available as an online form, which you can submit directly to the Pensions team. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. Alternatively, contact BA Pensions for a provisional quote at any time. =. The Government’s pension arrangements differ depending on whether you reach your. com is for staff who joined British. Your pension is paid from the day after you retire. For some of these life changes, you may need to reconsider what you are paying into your BA pension. In addition, members under State Pension Age who have not chosen the 1/54 build-up rate (Flying Staff) or the 1/58 build-up rate (Ground Staff) pay an additional 3. Pre-retirement seminars are open to current and former employees who are interested in retirement planning. The Orders currently reflect. This means that the value of your investment can go down as well as up depending on the performance of the stock market in future years. mybapension. We provide a pay slip with your first pension payment. mybapension. PO Box 2074. Normal Retirement Age is usually age 55 for Flying Staff and age 60 for Ground Staff. The standard build-up rate in NAPS Plan 60 was 1/75. Our Absent Friends page includes details of former colleagues who have recently died. That’s why we’ve created another way to access MyPBA through Login. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The password you should use to register on the website is the one provided in your original registration letter or any reminder letter we have sent to you. mybapension. Call us on: 020 8538 2100 Fax us on: 020 8538 2190. If you are in Plan 65, half the potential. mybapension. mybapension. New retirement and transfer value factors are in full. The soaring cost of gas, electricity, groceries and petrol – combined with global supply-chain disruptions – are increasing the current cost of living from every direction. Information on the British Airways Money Purchase (BAMPS) section of NAPS, which closed to active members on 1 October 2012, is available in the Deferred members area of this website. mybapension. The Government raised the minimum retirement age to age 55 from 6 April 2010. The password you should use to register on the website is the one provided in your original registration letter or any reminder letter we have sent to you. mybapension. Employee Self Service - Logout. A pension of two-thirds of the pension you earned whilst paying the higher contributions towards an Adult Survivor’s pension (before any adjustments to your own pension such as taking a tax-free lump sum or any early retirement reduction) will automatically be paid to your husband, wife or civil partner. 24 March 2023. 1/60. When you are approaching your Normal Retirement Age, we will write to you with full details of your pension benefits and your options relating to your pension about four months beforehand. BA Pensions service update. Update your personal information. British Airways has struck a deal to delay £450m of pension deficit contributions as the company struggles through Covid travel restrictions that have left most of its planes grounded during the. Liverpool. mybapension. He was thrilled to do it, saying it was something he’d waited years to. your preferences in relation to your pension benefits, including any elections you may make online through mybapension online; and. . If you die whilst an active member of the Scheme - the allowance is calculated as one-sixth of the basic pension you would have received for the years, months and days that you have been in the Scheme plus half the time remaining between the date of your death and. Don't get stung! Get authorised help and advice about your NAPS pension. You can contact the General Counsel at British Airways Pension Services Ltd. 2 Contents 04 Welcome to your pension 08 How much should I save? 16 How is my money invested? 33 Know your funds 39 Your choice of funds 43 Keeping track of your pension 49 Frequently-asked questions 57 Get in touch AV941280_NGS47333A1_MM39066_0823. Covid-19: Important update about our services - 17 March 2020. Your Post 2007 service pension is a percentage of your pay at retirement for service you have completed after 1 April 2007 in either Plan 60 or Plan 65. Email membership@ba. Employer Nominated Directors (ENDs) are appointed by BA, and Member Nominated Directors (MNDs) are elected by members and pensioners. If you have registered for online communications, you can update your UK bank details online at If you prefer to send your new details by post, please complete the United Kingdom payment instruction form for all payments within the UK. Close. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways. 56% interest. The New Airways Pension Scheme (NAPS) is an occupational final salary scheme. mybapension. APS is administered by a Corporate Trustee (Airways Pension Scheme Trustee Ltd), made up of eight Trustee Directors. You cannot give or 'assign' your benefits to anyone else. BA has confirmed that Ian. Our telephone service is currently available between 9am and 1pm, Monday to Friday. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). 18th October 2023 saw the official ONS release of UK inflation figures for September. So if your BA pension at retirement is £6,000 a year and you have an AVC balance of £5,000, the value of your pension is worked out as follows: 20 x £6,000 a year + £5,000 = £125,000. Serious ill health. AVC funds. We will provide you with a statement each year. Redirecting to ESS Home in 10 seconds. The Scheme is responsible for paying any increases due on your GMP until you reach your GMP age. If you have not yet registered and have lost your registration letter please contact BA pensions on 020 8538 2100 to request a duplicate to be sent to you in the post. 4 billion in an insurance policy with Legal & General Assurancemybapension. Serious ill health. mybapension. My Account is key to. If you are receiving a single pension entitlement from us, your pension reference number will usually be. 1/75. These may have different NRA's; however, they must be treated. PO Box 2074. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension. It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. Then click on the blue “Show selected tax forms” button to download your PDF tax. Search APS:. If you have registered for online communications you can submit your Notice of Wish directly to the Pensions team by logging into Mybapension online and filling in the online Notice of Wish. If your deferred pension has a cash equivalent value of £10,000 or less, you can exchange it for a one-off small lump sum at any time after GMP Age (age 65 - men; age 60 - women) or from age 55 if your pension does not include a Guaranteed Minimum Pension (GMP) entitlement. If you are receiving a single pension entitlement. mybapension. Keep aside the APS pension that has built up for your Pensionable Service in your old occupation. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The Trustee Directors of APS and NAPS are the Directors of BAPTL. mybapension. You can retire and draw a reduced pension before your Normal Retirement Age - from age 50. With BA pensions, you have a good basic package but you can improve it by saving more. You pay a standard rate of 7. Member hub. For others, such as becoming too. put you in control of your financial future and planning. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Write to us at: British Airways Pensions. BA Pensions service update. Then start a separate pension in. · For most members, the allowable tax-free lump sum you can take across all your pension benefits, from NAPS and elsewhere, is capped at one quarter of the current LTA, amounting to £268,275. So if you retire on 11 August, your first payment will be on 30 September and will include pension for the period 11 August to 30 September. 8 Castle Street. mybapension. 8 Castle Street. Write to us at: British Airways Pensions. 15bn in deferred contributions into the scheme between April 2018 and March 2020. L69 2YL. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways'. Your contributions are deducted automatically from your monthly. Your deferred pension is worked out at date of leaving as a percentage of your salary, based on the years, months and days that you've been a member of the Scheme (your Pensionable Service ). 1% of Band Earnings. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). If you do this, we will add late-retirement increases to your pension to compensate you for the delay in payment. 7 months full-time = 7 months. Or please use our online ‘ contact us ’ form to get in touch with us. Please keep in mind that for most people, the amount you can take as your tax-free entitlement will stay at 25% of the value of your Scheme pension, up to a maximum amount of £268,275 (25% of the LTA of £1,073,100). We will issue a pension increase statement each year, usually near the end of April, with full details of the increase that will apply to your pension and this will include a P60 certificate.